About Us

Independent financial advice

Who are our clients?

We work with and alongside Private Investors, Companies, Trusts and Charities, as well as providing services to the legal and accountancy professions and other professional advisers.  Most of our clients are based locally in Essex, though we can and do offer our services to clients further afield throughout the UK and abroad.  Regrettably, due to the nature of restrictive regulation we are unable to provide our services to residents or citizens of the USA and in any other jurisdictions prohibited by HM Treasury.

Where are we based?

Capel Court Plc has an office based in Colchester, Essex, where the majority of our client meetings are held.  We can, if you so wish, hold meetings in your home anywhere throughout the UK, though we do reserve the right to charge travelling expenses incurred for such visits.  We are also able to conduct review meetings with existing clients over the phone where it may be difficult or prohibitive for a client to attend our offices.

What services do we offer?

We offer a broad range of services and products and in particular are authorised and regulated to be able to provide advice in the following key areas:

  • Life, Health and Income Protection
  • Investment Planning
  • Retirement Planning
  • Inheritance Tax Planning & Trusts
  • Equity Release
  • Long Term Care

In addition, we offer a range of services to the legal and accountancy professions which include:

  • Probate Valuations
  • Execution-Only Share Dealing (Certificated Stock only)
  • Stock Transfers

How much do you have to pay for our service?

The cost of providing financial advice depends on a number of factors which range from the complexity of a client’s financial circumstances through to the amount being invested.

The cost of our services are fully explained at your ‘Introductory Meeting’ where we inform you how much our advice will cost dependent on the services you require from us.  All of our introductory meetings are free of charge, which gives you the opportunity to determine if our services are right for you and whether you are happy and agreeable with our charges.

Following on from the introductory meeting, should you decide to use our services, fees will become applicable in regard to the initial advice given to you.  Thereafter, you have the option to either continue to receive an ongoing financial planning service from us, for which there will be an annual fee, or a transactional service, which essentially is a pay-as-you-go service.  Full details of these options will be discussed with you at the introductory meeting and are contained in our ‘Cost of Services’ brochure (available on request).

Our commitment to you is that there are no hidden costs or surprises and no misunderstandings in regard to what you have to pay for and what you will receive for our fee.

Why should you consider using our services?

Capel Court has been established for over 30 years and is the trusted professional firm of advisers to our clients.  We understand that the key to providing an excellent service is to have knowledgeable, professionally qualified and empathetic individuals who are able to listen to their client’s needs, understand their objectives and recommend appropriate solutions.

At Capel Court our team constantly strives to provide the highest levels of advice and service, without compromise, for the short and long term benefit of our clients.

Our Company ethos is:

‘Managing monies that you entrust to us is a privilege, and it is this attitude that underpins the day-to-day management and processes within the organisation’